Guides
Freeholder or leaseholder dispute I'm thinking of buying I'm a director — what am I liable for? I own the freehold of a converted house I want to take control of our building The leasehold map All 60+ guides
LEASE-iQ
LEASE-iQ overview Sign up (free)For commercial leases →
Talk to us
We use LEASE-iQ to do the work for you
More
Pricing About Try LEASE-iQ free →
Last reviewed: 9 April 2026 · Spot something wrong? Tell us and we'll fix it.
BLOCK-iQ

21 obligations. Personal liability. No system to track any of it.
BLOCK-iQ is the system.

Most directors don't know they carry personal liability for building compliance. BLOCK-iQ turns statutory obligations into a trackable dashboard so nothing falls through the cracks.

This page describes the position in England and Wales. Scotland and Northern Ireland have different building-safety and leasehold regimes. Information only, not legal advice. Always take professional advice before acting.

Your obligations How it works Why not a spreadsheet Dashboard Directors Pricing Try free
Your Obligations

21 ways to get personally liable. One place to track them all.

Every residential building director must track 21 statutory compliance obligationsThe 21 obligations BLOCK-iQ tracks span fire safety, building insurance, service charge accounts, Companies House filings, Section 20 consultation, ICO registration, asbestos management, client-account ring-fencing, health and safety inspections, statutory responses to leaseholder information requests, and legislative-change monitoring. See directors.html for the full set.. Miss one, and you carry personal liability. The six categories below are where most self-managed buildings are exposed first.

🔥

Fire Safety

Maintain fire safety risk assessments, test emergency systems, and keep escape routes clear. Your responsibility under the Regulatory Reform (Fire Safety) Order 2005The Fire Safety Order requires the "responsible person" (building owner/director/manager) to carry out fire risk assessments, maintain escape routes, and keep written records (mandatory since October 2023). Legislation.gov.uk.

📋

Insurance

Buildings insurance must be maintained with adequate cover. Directors can be held personally liable for uninsured lossesDirectors of RTM and SoF companies can face personal liability if inadequate insurance cover results in uninsured damage. Directors & Officers (D&O) insurance is strongly recommended. PLB Insurance.

🏢

Companies House Filings

Annual confirmation statementsCompanies must file a CS01 confirmation statement with Companies House annually, within 14 days of the review date. Annual accounts, director changes, and shareholder updates must also be filed on time. Late filing carries criminal penalties. GOV.UK, annual accounts, director disclosures, and compliance with the Companies Act 2006.

💢

Health & Safety

Asbestos managementThe Control of Asbestos Regulations 2012 (CAR 2012) require building managers to maintain an asbestos register, assess risks, and arrange safe removal for pre-1999 buildings. Annual review is mandatory. UKATA, legionella controls, electrical safety, and communal area risk assessments under HSWA 1974The Health and Safety at Work Act 1974 applies to residential building directors. Under s.37, directors can face personal liability (unlimited fines, custodial sentences) for offences committed with their consent, connivance, or neglect. HSE.

💰

Financial Reporting

Service charge accounts, reserve fund reporting, and financial transparency. Directors sign off on all statements.

🔑

Data Protection

GDPR compliance, leaseholder data security, and privacy policy maintenance. Directors can face ICO enforcementThe Information Commissioner's Office enforces the UK GDPR and Data Protection Act 2018. Building management companies handling leaseholder data are subject to enforcement action, with maximum penalties of £17.5 million. ICO.

Why boring is the point

Compliance is paperwork. That is the feature, not the bug.

The whole point of BLOCK-iQ is that it never looks exciting. Every green tick is a day a director did not get sued, did not miss a renewal, did not stand in front of a tribunal wondering where the certificate went. A compliance system only earns its keep on the days nothing goes wrong.

Infographic showing 21 statutory obligations across 7 Acts of Parliament that directors are personally liable for, and how BLOCK-iQ organises them into one compliance dashboard
How It Works

This is what compliance looks like without a system

✗ Without BLOCK-iQ
1. Research obligations

Consult the lease, search HSE guidance, ring a surveyor, spend hours cross-referencing legislation. By the time you understand what you owe, deadlines have passed.

2. Create spreadsheets

Build your own tracking spreadsheet. Good luck remembering which fire safety certificate expires next month.

3. Set calendar reminders

Set 21 calendar reminders. Delete by accident. Remember too late. Blame the managing agent for not reminding you.

4. Chase contractors

Hunt down contractors for evidence. Email threads with four-year-old certificates. Board meeting with no proof of compliance.

5. Hope nothing breaks

If fire breaks out, a leak damages flats, or a leaseholder takes you to tribunal - you discover you missed something important. Personal liability applies.

✓ With BLOCK-iQ
Compliance dashboard

Every item tracked with "Last done" and "Next due" dates. Green = current, amber = due soon, red = overdue. Emergency Lighting, FRA, EICR, AOV, H&S Risk Assessment, BSA checks, and more.

Insurance and company records

Building insurance and D&O policy details stored with expiry dates. Companies House information with direct links to public records.

Occupancy and operations

Resident register, subletting compliance, evacuation plans, service provider records, open issues, expiring documents, and service requests.

Export compliance report

One-click report showing all compliance items, their status, and due dates. Proof you did your due diligence.

Live
Dashboard for your building
Join the pilot →
Why Not a Spreadsheet

A spreadsheet can't tell you what you don't know you're missing

A spreadsheet is just data entry. BLOCK-iQ is compliance intelligence.

Spreadsheet
Can't tell you what you've missed

A spreadsheet is only as good as the person filling it in. If you don't know a legal obligation exists, it won't be in your sheet.

Deadlines slip silently

No notifications. No escalation. No "this is due in 7 days" alerts. You discover missed deadlines in hindsight.

Evidence is scattered

Contractors email certificates to three different people. Someone deletes the folder. You can't find proof when you need it.

Board reporting is manual

Every board meeting requires manual compilation. Copy-paste risk. Missing documents. Board challenges your compliance status.

BLOCK-iQ
Knows the law, you don't

Statutory obligations pre-loaded and verified. Fire Safety OrderThe Regulatory Reform (Fire Safety) Order 2005, as amended by the Fire Safety Act 2021 and Building Safety Act 2022. Legislation.gov.uk, HSWA, Companies Act, Commonhold and Leasehold Reform Act 2002Establishes the legal framework for commonhold associations and director duties. Supplemented by the Commonhold Regulations 2004. Legislation.gov.uk, Data Protection. Nothing missed.

Status dashboard shows what's overdue

Every compliance item colour-coded: green = current, amber = due soon, red = overdue. Sorted by urgency so the most pressing items appear first.

One portal for all evidence

Upload fire risk assessments, insurance policies, electrical safety reports, AGM minutes. All indexed, searchable, timestamped.

Board-ready reports in one click

Generate compliance status summary. All evidence attached. Proof of due diligence. Board reviews in minutes, not hours.

"We had a water leak. Three flats affected. Water damage to carpets, plasterboard, belongings. The leaseholders wanted someone to pay. That's when I realised - I had no proof we'd tested the building for water ingress. No asbestos management plan. No evidence we'd done our due diligence. If they'd taken us to tribunal, we'd have lost."

Carl H., Share of Freehold director, Battersea

Verified pilot user
Real Dashboard

One screen. Every obligation. Every deadline. Every proof.

See compliance items, their deadlines, and current status in one dashboard. Colour-coded by urgency.

21
Compliance items tracked across fire safety, electrical, H&S, insurance, Companies House, and BSA
6
Tabs: Overview, Structure, Compliance, Insurance, Operations, Company
Live
Status dashboard with overdue items flagged and sorted by urgency

Think your directors are on top of it? Here's how to check.

Leaseholders

If you're a leaseholder concerned about compliance at your building, you don't have to wait for your directors to tell you what they're tracking. Check what your directors should be monitoring under the law.

Audit your building's compliance →

Directors: if a leaseholder takes you to tribunal, what evidence do you have?

Directors

Personal liability for building compliance is real. A single missed deadline can cost you tens of thousands of pounds in damages, fines, or tribunal awards. BLOCK-iQ gives you the proof that you did your due diligence.

Liability protection

A record of every compliance item, its status, and when it was last completed. Proof you tracked your obligations.

Board meeting ready

Export compliance reports showing status and deadlines for every obligation in your building. One-click from the Compliance tab.

Join the BLOCK-iQ pilot →
Vendor finder

Every obligation has a contractor. We help you find the right one.

Each compliance item in BLOCK-iQ links to a shortlist of accredited contractors who can fulfil it. Fire risk assessors with BAFE registration, electricians with NICEIC, gas engineers on the Gas Safe Register, surveyors with RICS membership.

  • Filtered by accreditation, region, and the specific obligation type, so you are not comparing a generalist to a specialist.
  • Three written quotes is still the right answer. We give you the shortlist, you do the comparing.
  • No commission, no referral fees, no paid placements. Inclusion is on accreditation only.
See the supplier checklist on each fix page →
Pricing

Free pilot for self-managed blocks

We are offering BLOCK-iQ at no cost to a limited number of small blocks during our pilot. Personal liability is expensive. Getting ahead of it does not have to be.

Enquire about the pilot → See all plans →

Stay ahead of compliance law changes

Monthly digest: new regulations, case law updates, and tips for building directors on statutory obligations and personal liability.

No spam. Unsubscribe anytime. Written by directors who run their own building at Hafer Road.

Ask LEASE-iQ

Got a lease question? Type it here.

The Building Trust assistant can route you to the right page, explain a clause, or get you started with LEASE-iQ. First question is free.

Want a written, clause-cited answer in 24 hours instead? Talk to us →