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Last updated: 26 April 2026
For directors · Fire & safety

Fire Risk Assessment. Find it. Check it. Fix it.

If your audit flagged no FRA, you are not in a crisis. You are in a 30 to 60 day gap that closes with one quote-request email. Price, supplier checklist, and draft email below.

Statutory duty
Required under the Regulatory Reform (Fire Safety) Order 2005 and the Fire Safety Act 2021. The responsible person (freeholder, RTM company, or RMC directors) commits a criminal offence by failing to carry out and keep under review a suitable and sufficient Fire Risk Assessment. Fines are unlimited. Directors can be personally liable. In context: But the fix is bounded: typical FRA £400-£700 and one half-day on site. Manageable in 4-6 weeks. Most directors close this gap inside a month of finding it.
What this means Your situation Price Suppliers Draft email Funding FAQ
What this actually means

The FRA is boring paperwork. That is the good news.

Before you look into this any further, we want to bound the problem. Because a lot of what you have read online about fire safety was written about Grenfell-era high-rise buildings. Most residential blocks are not that. Here is what a Fire Risk Assessment looks like for a normal block.

Typical cost

£300 to £800

For a Type 1 FRA (non-destructive) on a residential block under 18m. London & SE runs higher. Mixed-use, accessibility plans, and over-18m all add. See calculator below.

Time on site

Half a day

Visual inspection of communal areas, stairs, fire doors, signage, means of escape. No building work. No residents disturbed.

Review frequency

1 to 3 years

Annually for high-rise or high-risk. Every 2 to 3 years for standard low-rise residential, depending on the assessor's rating.

If no FRA exists, you are not in a crisis right now. You are in a gap that needs closing in the next 30 to 60 days. The fix is: commission one, file it, move on. This page walks you through it.

Your situation

Three versions of this gap. Which one are you in?

Pick the card that matches you. Each one has a different fix, a different timeline, and a different draft email.

1. I cannot find the FRA

1 to 3 weeks

Most likely: one exists, but the managing agent or previous directors have not shared it. This is the quickest version to close.

What to do. Send a written request to your managing agent or freeholder asking for a copy of the current FRA, the assessor's name, and the date it was carried out. You are entitled to this information. Give them 14 days. If they do not respond, repeat the request and cc the other directors. If still no response after 28 days, treat this as State 2 and commission a new one.

2. We do not have one, or it is out of date

3 to 6 weeks

Common in converted terraces, small self-managed blocks, and buildings that changed hands recently. Also common when the last assessor went out of business and nobody replaced them.

What to do. Commission a new FRA. Use the price calculator below to budget. Use the supplier checklist to pick an assessor. Use the draft email to request three quotes. Expect 1 to 2 weeks to receive quotes, 2 to 4 weeks from instruction to written report.

3. We have one but I am not sure it is any good

Same day to check

A surprising number of FRAs are tick-box documents that do not actually protect the building. Before you act, check the four indicators below.

Signs of a weak FRA.
  • No photos of the building or communal areas.
  • No specific action plan with priorities and deadlines.
  • No review date on the cover or in the summary.
  • The assessor is not BAFE SP205 registered, or a member of IFE or IFSM.

If it fails any of these, treat the FRA as not fit for purpose and move to State 2 to commission a new one.

Price

What a fair quote looks like for your building.

Enter your building's basics and we will estimate a realistic range. If you came from the audit, some of this is already filled in.

Pre-filled from your recent audit. Adjust anything that is not right.
Flats or residential units only.
Over 18m triggers additional Building Safety Act duties.
London & SE quotes typically run 20 to 30% above regional.
Mixed use requires interface assessment and usually a higher fee.
Personal Emergency Evacuation Plans (PEEPs) are the standard tool the responsible person uses to discharge the general evacuation duty under the Regulatory Reform (Fire Safety) Order 2005 where residents may need evacuation support.
Expected quote range (Type 1 FRA)
All figures exclude VAT. Most UK property suppliers are VAT-registered and will add 20%; residential RMC/RTM companies usually cannot reclaim it, so factor it into the budget.
Where do these figures come from?
  • FRA cost ranges (typical block): IFSM (Institution of Fire Safety Managers) and IFE (Institution of Fire Engineers) competent person registers, 2024–25. View source →
  • Responsible Person duty: Regulatory Reform (Fire Safety) Order 2005, article 9. View source →
  • Higher-risk buildings additional duties: Building Safety Act 2022 and the Fire Safety (England) Regulations 2022. View source →
  • FRA review frequency: PAS 79-1:2020 (Fire risk assessment for premises other than housing). View source →

All figures are indicative ranges based on published rates checked April–May 2026. Always compare three written quotes for your specific building. Last reviewed for accuracy on the page legal-check date shown above.

£400 to £650
Around £50 to £81 per leaseholder.
Section 20 not required
Per-leaseholder cost is well below the £250 threshold. Instruct directly and recover through your normal service charge.
See the Section 20 process →
Ranges are indicative only, based on published rates from BAFE-registered assessors as of April 2026. Always compare three written quotes. Add £200 to £400 if your assessor recommends upgrading to a Type 2 (intrusive) assessment, which is common for buildings over 30 years old with unknown compartmentation history.
Suppliers

How to pick an assessor without knowing anything about fire safety.

You do not need to be a fire expert to instruct a good one. You need to know which accreditations to insist on, and which six questions to ask before you pay a penny.

Find a BAFE-registered fire risk assessor in your area: Get three written quotes for any commissioned work. Verify accreditation numbers before instructing.

Accreditations to insist on

  • BAFE SP205 registered company. This is the recognised third-party certification for life safety fire risk assessment providers. BAFE directory.
  • IFE (Institution of Fire Engineers) member. IFE register.
  • IFSM (Institute of Fire Safety Managers) member. IFSM directory.
  • If the assessor has none of these, walk away. Competence in fire risk assessment is not self-certified under UK law.

What a good quote includes

  • Type 1 FRA in PAS 79-2:2020 format (the standard for residential). Not a generic workplace template.
  • On-site inspection of all communal areas, stairs, fire doors, and signage.
  • Written report with photos and a prioritised action plan.
  • A named assessor, their accreditation number, and their professional indemnity cover.
  • A clear turnaround time from visit to report.

Six questions to ask before you instruct

  1. Are you BAFE SP205 registered, or a member of IFE or IFSM? If no, walk away.
  2. Have you assessed buildings similar to ours in the last 12 months? (Similar means same era, similar unit count, same height band.)
  3. Will the report follow PAS 79-2:2020 for residential premises?
  4. How long will the on-site visit take? Under 2 hours for a block over 10 units is a red flag.
  5. Does the quote include the prioritised action plan, or is that a separate charge?
  6. What is the turnaround from visit to written report? More than 4 weeks without a reason is slow.
Draft email

Copy this. Fill in the amber slots. Send it to three assessors.

This email is written to meet the checklist above. It asks for exactly what a good quote contains. If an assessor pushes back on any of it, you have your answer about their quality.

Funding and recovery

How this gets paid for. And when Section 20 kicks in.

A Fire Risk Assessment is a legitimate service charge expense under almost every lease. The question is not whether it is recoverable. It is how you demand it without tripping Section 20.

Route 1: Within the normal annual service charge

If you plan ahead, include the FRA in your annual service charge budget and recover it through your normal quarterly or half-yearly demands. Attach the invoice to the year-end accounts. No Section 20 consultation required because the cost is within normal operating expenses and not a "qualifying work".

Route 2: One-off safety compliance levy

If the reserve fund is empty and you need to commission urgently, issue a one-off service charge demand specifically for the FRA. The demand must include the Section 21B summary of rights and obligations, or it is not legally enforceable. Most leaseholders understand when the reason is a statutory safety duty. Be clear: "This is a legal requirement and the directors are personally liable without it."

When Section 20 does apply

Section 20 consultation is required when the cost to any single leaseholder exceeds £250. For a standard Type 1 FRA at £300 to £600 total, split across 8 or more leaseholders, you are comfortably below the threshold. It becomes a risk in very small blocks (3 or 4 units) or mixed-use Building Safety Act buildings where total cost can run to £1,500 or more. If the per-leaseholder share exceeds £250, you must run the Section 20 long consultation (two notices, 30 days each, 60 days total) before instructing. Failure to consult means you cannot recover any amount over £250 per leaseholder through the service charge. The FRA still has to happen; you will just be short on funds.

Record it properly

Keep the written report, the assessor's accreditation details, and the invoice on file permanently. These are the evidence you produce if the fire authority or a buyer's solicitor asks. Note the review date in your diary now so you do not miss the next one.

Common questions

Six things directors and managing agents ask about FRAs.

These answers are extracted so search engines and AI assistants can cite them directly. If your question is not here, the answer is most likely in the sections above.

How much does a Fire Risk Assessment cost for a block of flats?
For a residential block under 18m, a Type 1 (non-destructive) FRA typically costs £300 to £600. London and the South East run 20 to 30 percent higher. Mixed-use buildings (shop or office below residential) run £400 to £800. Buildings over 18m or in Building Safety Act scope can exceed £1,500.
How often does a block of flats need a Fire Risk Assessment?
Standard low-rise residential: every 2 to 3 years, or whenever the building changes materially. High-rise (over 18m) or high-risk: annually, and more frequently if the Building Safety Regulator requires. The review frequency is set by the assessor based on the building's risk rating.
Who is responsible for the Fire Risk Assessment in a leasehold block?
The "responsible person" under the Regulatory Reform (Fire Safety) Order 2005. For a leasehold block, this is usually the freeholder, the Right to Manage (RTM) company, or the directors of a Residential Management Company (RMC). If no single person can be identified, all persons with control of any part of the building are jointly responsible.
What happens if a block has no Fire Risk Assessment?
Failure to carry out and keep under review a suitable and sufficient FRA is a criminal offence under article 32 of the Regulatory Reform (Fire Safety) Order 2005. Fines are unlimited. Directors can be personally liable. In practice, fire and rescue authorities can issue enforcement or prohibition notices, and buildings insurers may refuse to pay fire claims.
What is the difference between a Type 1 and Type 2 Fire Risk Assessment?
A Type 1 FRA is a non-destructive inspection of the common parts only. A Type 2 adds intrusive inspection of the building's compartmentation (for example, opening up a ceiling to check for fire-stopping). Type 2 is recommended for buildings over 30 years old with unknown compartmentation history, or after any concerning Type 1 finding.
Does a small block of flats need a Fire Risk Assessment?
Yes. The Regulatory Reform (Fire Safety) Order 2005 applies to any non-domestic building, and the common parts of a block of flats count as non-domestic even if the building is only 2 flats. Very small conversions (for example, two flats in a house) are sometimes argued to be out of scope, but the safer view is that an FRA is required for any building with shared means of escape.
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